Friday, December 26, 2008

Fwd: U r cordially invited ...

U r cordially invited to the inauguration of The Youth Idea Exchange
Forum - ''INTELLECTION'', tomorrow Saturday 27th Dec. 6 pm, Symbiosis
Law School auditorium at d hands of Dr. S.B. Mujumdar, Adv. Vandana
Chavan & Mr. Anand Agashe.

Intellection- a Youth 2 Youth initiative - is a forum by d youth, of d
youth, for d youth. Every 2nd Saturday, youth takes on d platform 2
discuss, analyse, share opinions & debate on various issues.
Pl fwd dis msg to all thinkin & carin young citizens u kno.

--
Sent from my mobile device

Tuesday, December 23, 2008

Fwd: good story for all specially for all married people

Good story for all specially for all married people

For all my married friends.. and for those who would plan be married soon...

Priya married Hitesh this day. At the end of the wedding party, Priya's mother gave her a newly opened bank saving passbook. With Rs.1000 deposit amount. Mother: 'Priya, take this passbook. Keep it as a record of your marriage life. When there's something happy and memorable happened in your new life, put some money in. Write down what it's about next to the line.

The more memorable the event is, the more money you can put in. I've done the first one for you today. Do the others with Hitesh.When you look back after years, you can know how much happiness you've had.' Priya shared this with Hitesh when getting home. They both thought it was a great idea and were anxious to know when the second deposit can be
made.

This was what they did after certain time:
- 7 Feb: Rs.100, first birthday celebration for Hitesh after marriage
- 1 Mar: Rs.300, salary raise for Priya
- 20 Mar: Rs.200, vacation trip to Bali
- 15 Apr: Rs.2000, Priya got pregnant
- 1 Jun: Rs.1000, Hitesh got promoted
..... and so on...

However, after years, they started fighting and arguing for trivial things.They didn't talk much. They regretted that they had married the most nasty people in the world.... no more love...Kind of typical nowadays, huh? One day Priya talked to her Mother: 'Mom, we can't stand it anymore. We agree to divorce. I can't imagine how I decided to marry this guy!!!'
Mother: 'Sure, girl, that's no big deal. Just do whatever you want if you really can't stand it. But before that, do one thing first. Remember the saving passbook I gave you on your wedding day? Take out all money and spend it first. You shouldn't keep any record of such a poor marriage.'

Priya thought it was true. So she went to the bank, waiting at the queue and planning to cancel the account. While she was waiting, she took a look at the passbook record. She
looked, and looked, and looked. Then the memory of all the previous joy and happiness just came up her mind. Her eyes were then filled with tears. She left and went home. When she was home, she handed the passbook to Hitesh, asked him to spend the money before getting divorce.

The next day, Hitesh gave the passbook back to Priya. She found a new deposit of Rs.5000. And a line next to the record:"This is the day I Notice" how much I've loved you thru out all these years. How much happiness You've brought me.' They hugged and cried, putting the passbook back to the safe.

Do you know how much money they had saved when they retired? I did not ask.I believe the money did not matter any more after they had gone through all the good years in their life.
"When you fall, in any way, Don't see the place where you fell, Instead see the place from where you slipped.

Life is about correcting mistakes."


Fwd: UNEMPLOYED GRADUATE!!

UNEMPLOYED GRADUATE:

An unemployed graduate woke up one morning and checked his pocket. All
he had left was $10. He decided to use it to buy food and then wait
for death as he was too proud to go begging. He was frustrated as he
could find no job, and nobody was ready to help him.

He bought food and as he sat down to eat, an old man and two little
children came along and asked him to help them with food as they had
not eaten for almost a week. He
looked at them. They were so lean that he could see their bones coming
out. Their eyes had gone into the socket. With the last bit of
compassion he had, he gave them the food. The old man and children
prayed that God would bless and prosper him and then gave him a very
old coin. The young graduate said to them 'you need the prayer more
than I do'.

With no money, no job, no food, the young graduate went under the
bridge to rest and wait for death. As he was about to sleep, he saw an
old newspaper on the ground. He picked it up, and suddenly he saw an
advertisement for people with old coins to come to a certain address.


He decided to go there with the old coin the old man gave him. On
getting to the place, he gave the proprietor the coin. The proprietor
screamed, brought out a big book and showed the young graduate a
photograph. This same old coin was worth 3 million dollars. The young
graduate was overjoyed as the proprietor gave him a bank draft for 3
million dollars within an hour. He collected the Bank Draft and went
in search of the old man and little children.

By the time he got to where he left them eating, they had gone. He
asked the owner of the canteen if he knew them. He said no but they
left a note for you. He quickly opened the note thinking it would lead
him to find them.

This is what the note said: 'You gave us your all and we have rewarded
you back with the coin,' signed God the Father, The Son and The Holy
Ghost. 1 Kings 17:10-16; Matthew 11:28-30


Have you given all to Jesus Christ? If you haven't, do so today and he
will surprise you.

PRAYER:

Heavenly Father, most Gracious and Loving God,
I pray to you that you abundantly Bless my family and me. I know that
you recognize, that a family is more than just a mother, father,
sister, brother husband and wife, but all Who believe a and trust in
you.

Father, I send up a prayer request for financial blessing for not only
the person who sent this to me, but for Me and all that I have
forwarded this message on to. And that the power of joined prayer by
those who believe and trust in you is more powerful than anything.

I thank you in advance for your blessings.
Father God, deliver the person reading this right now and those who
will read it in the near future from debt and debt burdens. Release
your Godly wisdom that I may be a good steward over all that You have
given me Father, for I know how wonderful and mighty You are and how
if we just obey You and walk in Your word and have the faith of a
Mustard seed that You will pour out blessings.
I thank You now Lord for the recent blessings I have received and for
the blessings yet to come Because I know You are not done with me yet.
In Jesus name, I pray,
Amen

SEND THIS TO ALL YOUR FRIENDS AND YOU WILL BE BLESSED...

Fwd: Life

God created the donkey and said to him.
"You will be a donkey. You will work un-tiringly from sunrise to
sunset carrying burdens on your back. You will eat grass, you will
have no intelligence and you will live 50 years."
The donkey answered: "I will be a donkey, but to live 50years is much.
Give me only 20years"
God granted his wish.

....................................................................
!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

God created the dog and said to him:
"You will guard the house of man. You will be his best Friend.
You will eat the scraps that he gives you and you will live 30years.
You will be a dog. "

The dog answered:
"Sir, to live 30years is too much,give me only15 years.
" God granted his wish.

........................................................................
!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

God created the monkey and said to him:
"You will be a monkey. You will swing from branch to branch doing
tricks. You will be amusing and you will live 20 years. "

The monkey answered:
"To live 20years is too much, give me only 10years."
God granted his wish.

....................................................................
!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Finally God created man... and said to him:
"You will be man, the only rational creature on the face of the earth.
You will use your intelligence to become master over all the animals.
You will dominate the world and you will live 20years."

Man responded:
"Sir, I will be a man but to live only 20 years is very little, give
me the 30years that the donkey refused, the 15years that the dog did
not want and the 10years the monkey refused.

" God granted man's wish
................................................................

And since then, man lives
20 years as a man ,

marries and spends
30 years like a donkey,
working and carrying all the burdens on his back.

Then when his children are grown,
he lives 15years like a dog taking care of the house
and eating whatever is given to him,

so that when he is old,
he can retire and live 10years like a monkey,
going from house to house and from one son or
daughter to another doing tricks to amuse his grandchildren.

That's Life...!

Monday, December 22, 2008

Fwd: Extraordinary Value of Human Life

Hi!

If you have a function/party at your home and if there is excess food
available at the end, don't hesitate to call 1098 (only in India ) -
child helpline. They will come and collect the food.

Please circulate this message which can help feed many children.
PLEASE, DON'T BREAK THIS CHAIN....

"Helping hands are better than Praying Lips". Pass this to all whom
you know and whom you don't know as well.

Tuesday, December 16, 2008

Fwd: It's attitude, that matters !!! :)

Ek din ek kutta jungle main raasta kho gaya. Tabhi usane dekha ek sher uskii taraf aa raha hai. Kutte ki saans sookh gayi. "Aaj to kaam tamaam mera!" usne socha. Phir usne saamane kuchh sookhi haddiyan padi dekhi. Woh aate hue sher ki taraf peeth kar ke baith gaya aur ek sookhi hadii ko choosane laga aur zor zor se bolne laga, "wah! Sher ko khaane ka maza hi kuchh aur hai. Ek aur mil jaaye to poori daawat ho jayegi!" Aur usne zor se dakaar mara. Is bar sher sakate mein aa gayaa. Usne socha "ye kutta to sher ka shikar karta hai! Jaan bacha kara bhago!" Aur sher wahan se champat ho gaya.

Ped par baitha ek Bandar yeh sab tamasha dekh raha tha. Usne socha yeh mauka achha hai sher ko sari kahani bata deta hoon – sher se dosti ho jayegi aur usase zindagi bhar ke liye jaan ka khatra dur ho jayega. Woh phataphat sher ke pichhe bhaga. Kutte ne Bandar ko jaate hue dekh liya aur samajh gaya ki koi locha hai. Udhar Bandar ne sher ko sab bata diya ki kaise kutte ne use bewakoof banaya hai. Sher zor se dahada, "chal mere sath abhi uski leela kahatam karta hu" aur Bandar ko apani peeth par baitha kar sher kutte ki taraf lapka.

Kutte ne sher ko aate dekha to ek bar phir uskii taraf peeth karke baith gaya aur zor zor se bolne laga, "Is Bandar ko bheje ek ghanta ho gaya saala ek sher phaans kar nahi la sakta!"

Thursday, December 4, 2008

Wednesday, December 3, 2008

Fwd: Appraisal - SE TO SSE

Fwd: ALL INDIA TOLL-FREE Terror Help-line

In case you come across any suspicious activity, any suspicious movement or have any information to tell to the Anti-Terror Squad (ATS), please take a note of the new ALL INDIA TOLL-FREE Terror Help-line "1090". Your city's Police or Anti-Terror squad will take action as quickly as possible
 
Remember that this single number 1090 is valid all over India. This is a toll free number and can be dialed from mobile phones also. Moreover, the identity of the caller will be kept a secret. Let us make each and every citizen of India aware about this facility.

Monday, December 1, 2008

Fwd: 49-O in Constitution of India

49-O in Constitution of India

Did you know that there is a system in our constitution, as per the 1969 act, in section " 49-O" that a person can go to the polling booth, confirm his identity, get his finger marked and convey the presiding election officer that he doesn't want to vote anyone!

Yes such a feature is available, but obviously these leaders have never disclosed it....

This is called "49-O".

Why should you go and say " I VOTE NOBODY"... because, in a ward, if a candidate wins, say by 123 votes, and that particular ward has received "49-O" votes more than 123, then that polling will be cancelled and will have to be re-polled. Not only that, but the candidature of the contestants will be removed and they cannot contest the re-polling, since people had already expressed their decision on them.

This would bring fear into parties and hence look for genuine candidates for their parties for election. This would change the way; of our whole political system....... it is seemingly surprising why the election commission has not revealed such a feature to the public....

Please spread this news to as many as you know...

Seems to be a wonderful weapon against corrupt parties in India ... show your power, expressing your desire not to vote for anybody, is even more powerful than voting.... so don't miss your chance. So either vote, or vote not to vote (vote 49-O) and pass this info on...

Use your voting right for a better INDIA

Here is the Election commision link for the same http://eci.gov.in/Press/current/PN_030804.pdf

Fwd: love letter from HR

Dearest Ms Juliet,

I am very happy to inform you that I have fallen in Love with you since the 14th of October (Sunday). With reference to the meeting held between us on the 27th of July. at 1500 hrs, I would like to present myself as a prospective lover.

Our love affair would be on probation for a period of three months and depending on compatibility, would be made permanent. Of course, upon completion of probation, there will be continuous on the job training and performance appraisal schemes leading up to promotion from lover to spouse.

The expenses incurred for coffee and entertainment would initially be shared equally between us. Later, based on your performance, I might take up a larger share of the expenses. However I am broadminded enough to be taken care of, on your expense account.

I request you to kindly respond within 30 days of receiving this letter, failing which, this offer would be canceled without further notice and I shall be considering someone else. I would be happy, if you could forward this letter to your sister, if you do not wish to take up this offer.

Thanking you in anticipation,

Yours sincerely,
Romeo


Thursday, November 20, 2008

Wednesday, November 19, 2008

Fwd: Pers..!! Performance vs. Position

God asks him: Please tell me who are you, so that I may know whether to admit you into the kingdom of Heaven or not?

The guy replies: I am Pandi, Auto driver from Chennai!

God consults his ledger, smiles & says to Pandi: Please take this silken robe & gold scarf & enter the Kingdom of Heaven..

Now it is the priest's turn. He stands erect and speaks out in a booming voice: I am Pope's Assistant so & so, Head Priest of the so & so Church for the last 40 years.

God consults his ledger & says to the Priest: Please take this cotton robe & enter the Kingdom of Heaven ....
'Just a minute,' says the agonized Priest. 'How is it that a foul mouthed, rash driving Auto Driver is given a Silken robe & a Golden scarf and me, a Priest, who's spent his whole life preaching your Name & goodness has to make do with a Cotton robe?'

'Results my friend, results,' shrugs God.

'While you preached, people SLEPT; but when he drove his Auto, people PRAYED'

Moral of the story: It's PERFORMANCE & not POSITION that ultimately counts.

Tuesday, November 18, 2008

Fwd: This is a keeper...

The Hormone Guide
Women will understand this!
Men shouldmemorizeit!

Every woman knows that there are days in the month when all a man has to do is open his mouth and he takes his life in his hands! This is a handy guide that should be as common as a driver's license in the wallet of every husband, boyfriend, co-worker or significant other!



DANGEROUS



SAFER



SAFEST



ULTRA SAFE



What's for

dinner?



Can I help you

with dinner?



Where would you like

to go for dinner?



Here, have some wine.



Are you

wearing that?



Y
ou sure
look good in brown!



WOW! Look at you!



Here, have some wine



What are you

so worked up about?



Could we be

overreacting?



Here's my paycheck.



Here, have some wine.



Should you be

eating that?



You know, there are

a lot of apples left.



Can I get you a piece

of chocolate with that?



Here, have some wine.



What did you

DO all day?



I hope you didn't

over-do it today.



I've always loved you
in that robe!



Here, have some wine.

FWD: Appraisal time

FWD: Interesting Essay written by Candidate appearing for IAS

An essay written on INDIAN COW by a candidate appearing for IAS exam.
This was published in the Marathi daily news paper - Loksatta...!

Friday, November 14, 2008

Thursday, November 13, 2008

Fwd: At least glance through the document - Reason for Violence (Must Know)

Subject: At least glance through the document -Reason for Violence (Must Know)

This situation will arise because, All the Jobs in Maharashatra
then, will be Occupied by Non- Maharashtrians.
Non Maharashtrians here means not people from North India, South
India, etc., But those People who
are Not Domiciled In Maharashtra. Similar situation may happen
to people of other states too.

Railway Recruitment Board aspirants are Brutally Beaten Up !!!

There is large scale Rioting in Bandra, Kalyan, etc !!!!

STOP.

THINK. Why this Situation has come up ???

The Actual Truth is this :-

Since Independence India's States were formed on the
Basis of the Local Languages. Logical.
Since 1976, The employment criteria of the Central Recruitment
Board was divided into
zones as per the General People of India. This division was
based on the Local Language of the States.

Zone-A Bihar, Haryana, HP, MP, Rajasthan, UP, Andaman,
Delhi formed the Hindi Speaking Zone.

Zone-B Maharashtra, Gujarat, Punjab & Chandigad,
the Non Hindi Speaking Zone.

Zone-C Southern India States like Kerala,
Karnataka, etc. & North Eastern States like
Assam, Mizoram, Bengal etc.

The Central Employment Rule said that 'All Exams for
Employments in the respective Zones shall
be Held in the Respective States Only.' So that the Local People
may get the Jobs in their Home Town.
Very Logical. For 30 Years everything was going Fine.

But since 1987, there was a Minor Change in the Rule 9
Part 9.2.2, for Zone -B Jobs. And this
was made a Rule since 1988. This change was that 'As an optional
Language of employement, People of Zone-A
can Apply for Jobs in Zone-B.' This opened up doors of
Employement for All Zone-A aspirants in Zone-B areas.

But with this Clause there was a Sub-Clause, stating '
The Notice of Jobs in Zone-B areas for Zone-A
aspirants, May be given in Zone-A Areas only.' Because of this,
Recruitment Notices for Jobs in Maharashtra, etc.
are Displayed Only in states like UP, Bihar, Rajasthan, etc. But
these Notices are Seldom displayed in Newspapers
of Maharashtra, etc.

So this time, for the 3000 Railway Posts in Maharashtra,
12000 Aspirants came from Zone-A areas.
The Result of this is that, the Un-employed of Maharashtra is
Remaining Un-employed. This will surely lead to
Suicides in Due Course.

Many Parties over these years Requested the Central
Recruitment Board to Cancel this Clause.
But this was Not done. The Result of this is, the Large Scale
Beating Up and Rioting Today. This violent
means is Not Correct. But has there been any choice Left today ???

This mail is Not to Justify Violence, but to show to you how
some Politicians, by Modifying some Rules,
have Subtly ensured that their Constituency people get Better
Employements. Why should all these Politicians
hold rallies in Maharashtra ???

How will anything be done, as all these Years people like Nitish
Kumar, Ram Vilas Paswan
and Lalu Prasad Yadav are the Railway Ministers. Today many TCs,
Booking Clerks, GRP, in the Mumbai Railways
are from Zone-A areas. Today Many New Trains have been started
to these States. Holiday Specials & Garib Raths
are also run specially for these States. This is a Fact.

What Should Be Done ;- College Admissions and Employments should
be Given on the Basis of Domicile
Certificates. I remember in 1991, when I was applying for
College Admissions I was asked to produce
a Domicile Cert. But after my Batch this Rule was Relaxed. 17
years down the line we are Witnessing
the Result of All this.

Agreed, 10% Out of Maharashtra People may be Allowed. But First
Think of the Sons of Soil. This should
be applicable Not Only in Maharashtra, but also in other States.

Read and if you agree kindly Forward to Not Only Marathi People,
But also to Non-Maharashtrians.
Let them also be aware of the Situation that may happen to their
Jobs as well.

Fwd: Fashion Ka Jalwa: CAT WALK OVER THE WATER

Tuesday, November 4, 2008

Fwd:Loving Hubbies

Loving Hubbies

Tuesday, October 28, 2008

Fwd: दीपावली की हार्दिक शुभकामनायें...............

हिन्दी
दीपावली की हार्दिक शुभकामनायें

चंदन की खुशुबू, रेशम का हार.
सावन की सुगंध, बारिश की फुहार.
दिल की उम्मीद, अपनों का प्यार .
मुबारखो दीपावली का त्यौहार.

मराठी
दिवाळीच्या हार्दिक शुभेच्छा .. !!

चंदनाची खुशुबू , रेशमाचा हार.
श्रावणाचा सुगंध, पावसाचा वर्षाव.
हृदयाची आशा, आपल्यांचा प्रेम,
दीपावलीच्या हार्दिक शुभेच्छा !!


English
Wishing u a Happy Diwali

Fragrance of sandal, garland of silk,
scent of winter , spout of rain,
Hope of heart, Love of own,
Wish you a very happy diwali.


విషింగ్ యు అ హ్యాపీ దీపావళి

விஷிங் யு எ ஹாப்பி தீபாவளி

വിഷിന്ഗ് യു എ ഹാപ്പി ദീപാവലി

Wednesday, October 22, 2008

Monday, October 20, 2008

Fwd: If you love someone!

THE ORIGINAL QUOTE:

If you love someone,
Set her free…
If she comes back, she's yours,
If she doesn't, she never was…..


THE NEW VERSIONS:

Pessimist:
If you love someone,
Set her free …
If she ever comes back, she's yours,
If she doesn't, as expected, she never was

Optimist:
If you love someone,
Set her free …
Don't worry, she will come back.

Suspicious:
If you love someone,
Set her free …
If she ever comes back, ask her why.

Impatient:
If you love someone,
Set her free …
If she doesn't come back within some time forget her.

Patient:
If you love someone, Set her free …
If she doesn't come back,
continue to wait until she comes back …

Playful:
If you love someone,
Set her free …
If she comes back, and if you love her still,
set her free again, repeat

C++ Programmer:
if(you-love( m_she))
m_she.free()
if(m_she == NULL)
m_she = new CShe;

Animal-Rights Activist:
If you love someone,
Set her free,
In fact, all living creatures deserve to be free!!

Lawyers:
If you love someone,
Set her free,
Clause 1a of Paragraph 13a-1 in the Second
Amendment of the Matrimonial Freedom

Biologist :
If you love someone,
Set her free,
She'll evolve.

Statisticians :
If you love someone,
Set her free,
If she loves you, the probability of her coming
back is high
If she doesn't, your relation was improbable
anyway.

Schwarzenegger' s fans:
If you love someone,
Set her free,
SHE'LL BE BACK!

Over possessive person:
If you love someone
don't set her free.

MBA:
If you love someone set her free instantaneously
and look for others simultaneously

Psychologist:
If you love someone
set her free
If she comes back her super ego is dominant
If she doesn't come back her id is supreme
If she doesn't go, she must be crazy.

Somnabulist:
If you love someone
set her free
If she comes back it's a nightmare
If she doesn't, you must be dreaming.

ERP functional expert:
If you love someone
set her free
If she comes back, map her into your system
If she doesn't, carry out a gap-fit analysis

Finance expert:
If you love someone
set her free
If she comes back, its time to look for fresh loans
If she doesn't, write her off as an asset gone bad.

Marketing Specialist :
If you love someone
set her free
If she comes back she has brand loyalty
If she doesn't, reposition the brand in new market

Friday, October 17, 2008

Fwd: Bankruptcy explained.. Challenging

A bit long, but very very explanatory….Must read

Once there was a little island country. The land of this country was
the tiny island itself. The total money in circulation was 2 dollars
as there were only two pieces of 1 dollar coins circulating around.

1) There were 3 citizens living on this island country. A owned the
land. B and C each owned 1 dollar.

2) B decided to purchase the land from A for 1 dollar. So, now A and C
own 1 dollar each while B owned a piece of land that is worth 1
dollar.

* The net asset of the country now = 3 dollars.

3) Now C thought that since there is only one piece of land in the
country, and land is non producible asset, its value must definitely
go up. So, he borrowed 1 dollar from A, and together with his own 1
dollar, he bought the land from B for 2 dollars.

*A has a loan to C of 1 dollar, so his net asset is 1 dollar.
* B sold his land and got 2 dollars, so his net asset is 2 dollars.
* C owned the piece of land worth 2 dollars but with his 1 dollar debt
to A, his net residual asset is 1 dollar.
* Thus, the net asset of the country = 4 dollars.

4) A saw that the land he once owned has risen in value. He regretted
having sold it. Luckily, he has a 1 dollar loan to C. He then borrowed
2 dollars from B and acquired the land back from C for 3 dollars. The
payment is by 2 dollars cash (which he borrowed) and cancellation of
the 1 dollar loan to C. As a result, A now owned a piece of land that
is worth 3 dollars. But since he owed B 2 dollars, his net asset is 1
dollar.

* B loaned 2 dollars to A. So his net asset is 2 dollars.
* C now has the 2 coins. His net asset is also 2 dollars.
* The net asset of the country = 5 dollars. A bubble is building up.

(5) B saw that the value of land kept rising. He also wanted to own
the land. So he bought the land from A for 4 dollars. The payment is
by borrowing 2 dollars from C, and cancellation of his 2 dollars loan
to A.

* As a result, A has got his debt cleared and he got the 2 coins. His
net asset is 2 dollars.
* B owned a piece of land that is worth 4 dollars, but since he has a
debt of 2 dollars with C, his net Asset is 2 dollars.
* C loaned 2 dollars to B, so his net asset is 2 dollars.

* The net asset of the country = 6 dollars; even though, the country
has only one piece of land and 2 Dollars in circulation.

(6) Everybody has made money and everybody felt happy and prosperous.

(7) One day an evil wind blew, and an evil thought came to C's mind.
"Hey, what if the land price stop going up, how could B repay my loan.
There is only 2 dollars in circulation, and, I think after all the
land that B owns is worth at most only 1 dollar, and no more."

(8) A also thought the same way.

(9) Nobody wanted to buy land anymore.

* So, in the end, A owns the 2 dollar coins, his net asset is 2 dollars.
* B owed C 2 dollars and the land he owned which he thought worth 4
dollars is now 1 dollar. So his net asset is only 1 dollar.
* C has a loan of 2 dollars to B. But it is a bad debt. Although his
net asset is still 2 dollars, his Heart is palpitating.
* The net asset of the country = 3 dollars again.

(10) So, who has stolen the 3 dollars from the country? Of course,
before the bubble burst B thought his land was worth 4 dollars.
Actually, right before the collapse, the net asset of the country was
6 dollars on paper. B's net asset is still 2 dollars, his heart is
palpitating.

(11) B had no choice but to declare bankruptcy. C as to relinquish his
2 dollars bad debt to B, but in return he acquired the land which is
worth 1 dollar now.

* A owns the 2 coins; his net asset is 2 dollars.
* B is bankrupt; his net asset is 0 dollar. (He lost everything)
* C got no choice but end up with a land worth only 1 dollar

* the net asset of the country = 3 dollars.

************ **End of the story; BUT ************ ********* ******

There is however a redistribution of wealth.
A is the winner, B is the loser, C is lucky that he is spared.
A few points worth noting -

(1) when a bubble is building up, the debt of individuals to one
another in a country is also building up.
(2) This story of the island is a closed system whereby there is no
other country and hence no foreign debt. The worth of the asset can
only be calculated using the island's own currency. Hence, there is no
net loss.
(3) An over-damped system is assumed when the bubble burst, meaning
the land's value did not go down to below 1 dollar.
(4) When the bubble burst, the fellow with cash is the winner. The
fellows having the land or extending loan to others are the losers.
The asset could shrink or in worst case, they go bankrupt.
(5) If there is another citizen D either holding a dollar or another
piece of land but refrains from taking part in the game, he will
neither win nor lose. But he will see the value of his money or land
goes up and down like a see saw.
(6) When the bubble was in the growing phase, everybody made money.
(7) If you are smart and know that you are living in a growing bubble,
it is worthwhile to borrow money (like A) and take part in the game.
But you must know when you should change everything back to cash.
(8) As in the case of land, the above phenomenon applies to stocks as well.
(9) The actual worth of land or stocks depends largely on psychology
(or speculation).

Monday, October 13, 2008

Fwd: Magic....!!

Awesome Magic!

Wednesday, October 8, 2008

Fwd: Aisa Des Hai Mera........

India Is the Cradle Of The Human Race, The Birthplace Of Human Speech,
The Mother Of History, The Grand Mother Of Legends And Great Grand
Mother Of Tradition!!